Comparison Charts

Personal Banking Comparison Chart

Personal Checking Plans
Account Terms

Choice Checking

Merit Checking Reward Checking Prestige Checking
Minimum Balances None Minimum $300.00 Minimum $500.00 Minimum $2,500.00
Maintenance Fee None None $6.00 per month if balance requirement not met $10.00 per month if required balance not met
Per-Check Fee None $0.25 per check if required balance not met $0.25 per check if required balance not met $0.25 per check if required balance not met
Credit for Average Balance N/A N/A N/A N/A
ATM Card Yes Yes Yes Yes
SHAZAMChek Card Free Free Free Free
Check Writing Unlimited Unlimited Unlimited Unlimited
Other Account Balance Waiver N/A $5,000 in Savings or CD $5,000 in Savings or CD $5,000 in Savings or CD
Check Images Safekeeping Returned Monthly Returned Monthly Returned Monthly
Student Checking up to age 22   Free    
Organizations & Churches
 
  Free    
Interest Information/Interest Paid  None  None Yes Tiered
Earnings Balance Calculation  N/A  N/A

Daily Balance

Daily Balance
Compounding  N/A  N/A Simple Interest paid monthly

Simple Interest paid monthly

 

Personal Savings Plans
Account Terms Money Market Deposit Account Statement Savings Christmas Club
Minimum Balances $2,500 minimum balance required to earn interest None None
Maintenance Fee None None None
Per-Withdrawal Fee $2.00 for each withdrawal over 6 per month $2.00 for each withdrawal over 6 per month N/A
Credit for Average Balance N/A N/A N/A
ATM Card Yes Yes No
SHAZAMChek Card Free with related checking account Free with related checking account No
Check Writing Six per month No No
Other Account Balance Waiver N/A N/A N/A
Check Images Safekeeping N/A N/A
Student Checking N/A N/A N/A
Organizations & Churches      
Interest Information/Interest Paid Tiered Yes Yes
Earnings Balance Calculation Daily Balance Daily Balance Daily Balance
Compounding Simple Interest paid monthly Simple Interest paid quarterly Simple Interest paid quarterly